The Dodd–Frank Wall Street Reform and Consumer Protection Act, commonly known as Dodd-Frank, is a comprehensive U.S. financial reform law enacted in response to the 2008 financial crisis. Dodd-Frank introduced significant regulatory changes aimed at increasing transparency, enhancing consumer protection, and reducing systemic risks in the financial system. Key provisions of Dodd-Frank include the creation of the Consumer Financial Protection Bureau (CFPB) and the implementation of stricter regulations on financial institutions, derivatives markets, and mortgage lending.